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NBFIRA Licensed Corporate Broker

Insurance Solutions

Comprehensive protection solutions for individuals, families, employees, businesses, and assets.

Category 1 — Primary

Our Schemes

Our flagship insurance solutions designed to provide funeral, life, and employee protection — backed by Botswana's most trusted underwriters.

Family of four smiling while sitting on a picnic blanket in a sunny park with yellow flowers and green trees
Funeral Cover

Lesika Funeral Scheme

Hollard Life

Cash-Back Bonus

10% refund every 5 claim‑free years on Lesika

Affordable funeral protection designed for individuals, families, parents, in-laws, and extended family members. Lesika provides financial support during difficult times, keeping premiums accessible so that every household can afford dignified cover. Backed by Hollard Life Botswana, Lesika delivers 24‑hour claims processing, double cover for accidental death, and the 10% cash‑back bonus — a refund of 10% of premiums paid every five claim‑free years, putting money back in your pocket simply for staying protected.

24-Hour Claims
Double Accidental Cover
Covers Extended Family to Age 85
5 Flexible Plan Options

What Lesika Covers

Main member funeral cover
Spouse & children cover
Parents & in‑laws (up to age 85)
Extended family members
24‑hour claims settlement
Double pay‑out for accidental death
Calculate
Baopedi Funeral Scheme — A diverse group of people wearing white robes singing together outdoors in a park setting
Funeral Cover

Baopedi Funeral Scheme

Hollard Life

Cash-Back Bonus

10% refund every 5 claim‑free years on Baopedi

Enhanced funeral protection with family cover and additional accidental benefits. Baopedi is uniquely designed for individuals, families, churches, choirs, social clubs, burial societies, and sports teams — featuring a beast (cow) provision, grocery allowance, and airtime benefit on top of the cash payout. Like Lesika, Baopedi rewards loyalty with a 10% cash‑back bonus every five claim‑free years and 24‑hour rapid claims settlement.

Double Accidental Benefit
Group Cover Available
Beast + Grocery + Airtime
24-Hour Claims

What Baopedi Covers

Main member funeral cover
Spouse & children cover
Parents & in‑laws extension
Group cover for societies & churches
Beast (cow) provision
Grocery allowance + airtime benefit
Calculate
Tlhabo Life Cover
Life Cover

Tlhabo Life Cover

Old Mutual

Comprehensive long-term financial protection designed for breadwinners who want to ensure their dependants are financially secure no matter what happens. Tlhabo covers death from any cause, accidental disability cover, and offers optional critical illness protection — providing a lump-sum payout that protects your family's future, pays off debts, funds children's education, and maintains your family's standard of living.

Death Benefit
Accidental Disability Cover
Critical Illness Option
Old Mutual Underwritten

What Tlhabo Covers

Death from any cause (lump sum)
Accidental disability (lump sum)
Optional critical illness cover
Multiple coverage tiers available
Financial security for dependants
Debt & education fund protection
Calculate
African farmer wearing a wide-brimmed hat and green jacket stands in front of a large herd of brown and white cattle in a dry savanna landscape
Employee Protection

Sanga Benefit Plan

Old Mutual

Employee protection combining Workmen's Compensation and Funeral Cover in one simple process. Designed for employers who want to protect their workforce — particularly farm workers, herdsmen, domestic workers, security guards, construction workers, and micro‑employees. Sanga ensures full NBFIRA statutory compliance while giving employees and their families dignity and peace of mind.

Workmen's Compensation
Funeral Cover
Statutory Compliance
Employee & Family Protection

What Sanga Covers

Workmen's Compensation (statutory)
Employee funeral cover
Employee + spouse cover option
Farm & domestic worker protection
NBFIRA compliance guarantee
One annual payment, full‑year cover
Calculate
Category 2

Motor Protection

Protect your vehicles against accidents, theft, damage, and unforeseen events.

Auto insurance concept with miniature cars and pen on wooden desk

Motor Insurance

Full coverage for your private motor vehicle against accidents, theft, fire, and third-party liability.

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Comprehensive Cover

Complete protection covering your vehicle and third-party damage in the event of an accident.

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Third Party Cover

Essential liability protection covering damage you may cause to other people's property or vehicles.

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Fleet Insurance

Manage multiple vehicles under one policy — ideal for businesses with a vehicle fleet.

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Motorcycle Insurance

Protection for your motorcycle against accidents, theft, and third-party liability.

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Trailer & Caravan Insurance

Specialist cover for trailers and caravans — on the road and in storage.

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Category 3

Asset Protection

Protect the assets you have worked hard to acquire.

Tiny house shielded by an umbrella atop loan documents, representing property coverage

Houseowners Insurance

Protection for buildings, fixtures, fittings, and outbuildings against fire, theft, storm damage, and more.

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Household Contents Insurance

Protection for furniture, appliances, electronics, and valuables inside your home.

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Personal Liability Cover

Protection against third-party legal liability claims arising from accidental injury or property damage.

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Personal Accident Cover

Financial protection against accidental injury or disability — lump sum payouts for permanent disability or death.

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Category 4

Investments & Retirement

Build wealth, save for future goals, and prepare for retirement with confidence.

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Retirement Annuity

Long-term retirement planning and income security — build a nest egg that ensures a comfortable and dignified retirement.

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Investment & Savings Solutions

Flexible savings and investment options for education, property, holidays, and future goals — grow your wealth with confidence.

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Category 5

Employee Benefits

Workforce protection solutions designed for employers and organizations.

Group of businesspeople having a meeting in a boardroom

Group Life Assurance

Financial protection for employees and their dependants — lump sum benefits payable on death or permanent disability.

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Group Funeral Cover

Affordable funeral protection for employee groups — dignified cover that supports your workforce during times of loss.

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Category 6

Business Protection

Comprehensive insurance solutions designed to protect businesses, operations, assets, and employees.

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Commercial Property Insurance

Protection for your business premises, buildings, fixtures, and fittings against fire, theft, and natural disasters.

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Business Liability Insurance

Cover against third-party claims for injury or property damage arising from your business operations.

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Business Interruption Cover

Financial protection when your business cannot operate due to an insured event — covers lost income and ongoing expenses.

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Fleet Insurance

Comprehensive vehicle cover for your entire business fleet under one managed policy.

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Employer Liability Protection

Protection against claims from employees for workplace injury or illness — statutory and common law liability cover.

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Risk Protection Solutions

Tailored risk management and insurance solutions for your unique business needs and industry requirements.

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Category 7

Advisory Services

Professional insurance support and risk advisory services.

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Claims Administration

Support throughout the claims process — we advocate on your behalf to ensure fast, fair, and efficient claims settlement.

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Risk Management

Professional risk assessments and insurance advisory services — identify gaps, optimize cover, and reduce your exposure.

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Ready to Get Covered?

Find the Right Protection for You

Not sure which solution fits your needs? Use our premium calculator or request a quote — we'll help you find the right cover.