
Insurance Solutions
Comprehensive protection solutions for individuals, families, employees, businesses, and assets.
What Best Fits You?
Tap any option below to jump straight to the right scheme — or scroll to compare them all.
Lesika Funeral
Simple, affordable cover for your household — from P26.50/month
View details PopularBaopedi Funeral
Group & individual funeral with cash-back — from P47.25/month
View details LifeTlhabo Life
Long-term life & critical illness for individuals
View details BusinessSanga Benefit
Farm & domestic worker cover for employers — from P1,140/yr
View detailsOur Schemes
Our flagship insurance solutions designed to provide funeral, life, and employee protection — backed by Botswana's most trusted underwriters.

Lesika Funeral Scheme
Cash-Back Bonus
10% refund every 5 claim‑free years on Lesika
Affordable funeral protection designed for individuals, families, parents, in-laws, and extended family members. Lesika provides financial support during difficult times, keeping premiums accessible so that every household can afford dignified cover. Backed by Hollard Life Botswana, Lesika delivers 24‑hour claims processing, double cover for accidental death, and the 10% cash‑back bonus — a refund of 10% of premiums paid every five claim‑free years, putting money back in your pocket simply for staying protected.
What Lesika Covers

Baopedi Funeral Scheme
Cash-Back Bonus
10% refund every 5 claim‑free years on Baopedi
Enhanced funeral protection with family cover and additional accidental benefits. Baopedi is uniquely designed for individuals, families, churches, choirs, social clubs, burial societies, and sports teams — featuring a beast (cow) provision, grocery allowance, and airtime benefit on top of the cash payout. Like Lesika, Baopedi rewards loyalty with a 10% cash‑back bonus every five claim‑free years and 24‑hour rapid claims settlement.
What Baopedi Covers

Tlhabo Life Cover
Comprehensive long-term financial protection designed for breadwinners who want to ensure their dependants are financially secure no matter what happens. Tlhabo covers death from any cause, accidental disability cover, and offers optional critical illness protection — providing a lump-sum payout that protects your family's future, pays off debts, funds children's education, and maintains your family's standard of living.
What Tlhabo Covers

Sanga Benefit Plan
Employee protection combining Workmen's Compensation and Funeral Cover in one simple process. Designed for employers who want to protect their workforce — particularly farm workers, herdsmen, domestic workers, security guards, construction workers, and micro‑employees. Sanga ensures full NBFIRA statutory compliance while giving employees and their families dignity and peace of mind.
What Sanga Covers
Motor Protection
Protect your vehicles against accidents, theft, damage, and unforeseen events.

Motor Protection
Backed by Botswana's leading insurance partners
Motor Insurance
Full coverage for your private motor vehicle against accidents, theft, fire, and third-party liability.
Request QuoteComprehensive Cover
Complete protection covering your vehicle and third-party damage in the event of an accident.
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Essential liability protection covering damage you may cause to other people's property or vehicles.
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Manage multiple vehicles under one policy — ideal for businesses with a vehicle fleet.
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Protection for your motorcycle against accidents, theft, and third-party liability.
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Specialist cover for trailers and caravans — on the road and in storage.
Request QuoteAsset Protection
Protect the assets you have worked hard to acquire.

Asset Protection
Backed by Botswana's leading insurance partners
Houseowners Insurance
Protection for buildings, fixtures, fittings, and outbuildings against fire, theft, storm damage, and more.
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Protection for furniture, appliances, electronics, and valuables inside your home.
Request QuotePersonal Liability Cover
Protection against third-party legal liability claims arising from accidental injury or property damage.
Request QuotePersonal Accident Cover
Financial protection against accidental injury or disability — lump sum payouts for permanent disability or death.
Request QuoteInvestments & Retirement
Build wealth, save for future goals, and prepare for retirement with confidence.

Investments & Retirement
Backed by Botswana's leading insurance partners
Retirement Annuity
Long-term retirement planning and income security — build a nest egg that ensures a comfortable and dignified retirement.
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Flexible savings and investment options for education, property, holidays, and future goals — grow your wealth with confidence.
Request QuoteEmployee Benefits
Workforce protection solutions designed for employers and organizations.

Employee Benefits
Backed by Botswana's leading insurance partners
Group Life Assurance
Financial protection for employees and their dependants — lump sum benefits payable on death or permanent disability.
Request QuoteGroup Funeral Cover
Affordable funeral protection for employee groups — dignified cover that supports your workforce during times of loss.
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Comprehensive insurance solutions designed to protect businesses, operations, assets, and employees.

Business Protection
Backed by Botswana's leading insurance partners
Commercial Property Insurance
Protection for your business premises, buildings, fixtures, and fittings against fire, theft, and natural disasters.
Request QuoteBusiness Liability Insurance
Cover against third-party claims for injury or property damage arising from your business operations.
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Financial protection when your business cannot operate due to an insured event — covers lost income and ongoing expenses.
Request QuoteFleet Insurance
Comprehensive vehicle cover for your entire business fleet under one managed policy.
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Protection against claims from employees for workplace injury or illness — statutory and common law liability cover.
Request QuoteRisk Protection Solutions
Tailored risk management and insurance solutions for your unique business needs and industry requirements.
Request QuoteAdvisory Services
Professional insurance support and risk advisory services.

Advisory Services
Backed by Botswana's leading insurance partners
Claims Administration
Support throughout the claims process — we advocate on your behalf to ensure fast, fair, and efficient claims settlement.
Request QuoteRisk Management
Professional risk assessments and insurance advisory services — identify gaps, optimize cover, and reduce your exposure.
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Find the Right Protection for You
Not sure which solution fits your needs? Use our premium calculator or request a quote — we'll help you find the right cover.
